One loan at a time.
7A | Conventional | 504
SBA Loan Closing Attorneys
Principal Office: Austin, TX
THIRD PARTY LENDER LOANS
We represent lenders in closing the lender's third-party lender loan described in the SBA 504 Authorization.
We represent lenders in closing the interim loan taken out by the CDC loan described in the SBA 504 Authorization. Our expertise in 504 loans gives us the ability to identify problems that could prevent the later closing of the SBA 504 loan. Our knowledge of title insurance rules makes us uniquely qualified to save the borrower hundreds and sometimes thousands of dollars in closing costs.
We represent CDCs in closing the CDC's loan described in the SBA 504 Authorization.
Thousands of 504 loans, hundreds of 7A loans, and hundreds of Conventional loans closed over a combined 50+ years.
We represent CDCs and banks in closing 504 and 7A Loans. We also represent banks in closing non-SBA conventional loans.
SBA 7A LOANS
We represent banks in closing SBA 7A loans.
DEBT REFINANCE LOANS
We represent Banks and CDCs in debt refinance loans and debt refinance with expansion loans.
We have a great deal of experience in closing construction loans.
LAND PURCHASE LOANS
We have a great deal of experience in closing land purchase loans.
WORKING CAPITAL LOANS
We have a great deal of experience in closing working capital loans.
We have a great deal of experience in closing equipment purchase loans.
CONVENTIONAL (Non-SBA) LOANS
We also represent banks in closing non-SBA conventional loans.
Taking care of your details.
Because of our combined 50+ years of experience and thousands of SBA loan closings since 1981, we are able to guide our clients through the maze of ever-changing SBA rules and regulations.
Our purpose is to eliminate the uncertainty encountered by lenders new to SBA lending and to help well-established lenders experience ever-smoother loan closings.
We have developed and refined procedures that ensure that each of our loan packages is complete and virtually mistake free. Our goal is to legally protect your interests while making your customer's dreams come true.
Each deal is important to us, and we understand how extremely important each deal is to you and your customers. Consequently, we prioritize making each deal as quick, easy and effortless as possible for you and your customers. We prioritize customer service and good will, helping all parties involved in any way that we can.
We perform extensive post-closing follow-up on each of our SBA 504 loan closing packages, and complete each closing package thoroughly for our CDC clients. We provide complete quality assurance review packages to the SBA for QAR/Complete File Review, ensuring all trailing documents are included, at no cost to the CDC, as we consider this an important part of our service in the closing of the loan.
We care about the details -- from the start of a loan, to its closing, to its funding, to years later when follow-up work is needed. We care about your details-- every loan, every time.
SBA Loan Closings.
It's what we do.
Mr. Cook has closed thousands of SBA 504 loans, hundreds of SBA 7A loans, and hundreds of conventional loans over a period of 35+ years. In 2005 he received an award from the Houston District Office for “Outstanding Legal Service to the SBA 504 Program”. He was selected as one of eight attorneys in the nation to attend a meeting with the SBA in Arlington, Virginia, to begin planning the expedited loan closing procedure. He is the author of several publications widely used in the industry and is a frequent speaker on the topic of closing SBA loans. In 2007, he presented a web cast to the State Bar of Texas on the topic of closing SBA loans. He is Board Certified in Commercial Real Estate Law by the Texas Board of Legal Specialization and is a Designated 504 Closing Attorney. He is a member of the College of the State Bar of Texas, and the Real Estate, Probate, and Trust Law Section of the State Bar of Texas. He graduated in 1980 from the University of Houston Law Center with a Doctor of Jurisprudence degree, and in 1975 from Trinity University, San Antonio, Texas, with a B.A. Degree.
Bill and his wife Liza are members of St. Thomas More Catholic Church, in Austin, Texas, where Bill and Liza play guitar and bass and sing in the 5:00 Vigil Mass. Bill and Liza have recorded a CD of original Christian music currently available on iTunes, searchable under the name “Bill & Liza”.
WILLIAM M. COOK
Board Certified Commercial Real Estate Law
Designated SBA 504 Closing Attorney
Licensed in 1981
Kelly Hedgepeth has 9 years of experience with the firm and has worked on hundreds of SBA loan closings. She attended Baylor Law School on a full scholarship, graduating in 2012 with a Juris Doctor degree. She received a B.A., summa cum laude, from St. Edwards University in 2009, where she graduated first in her major. She was a member of the Alpha Chi Honors Society, PsiChi Psychology Honors Society, and the Sigma Alpha Pi Fraternity. She is highly organized with meticulous attention to detail. She has an exceptional work ethic, and goes above and beyond on everything undertaken, thoroughly and with scrupulous precision.
Megan Ulmann has closed hundreds of SBA loans since 2007. She received her undergraduate degree from the University of Texas at Austin and her Juris Doctor from SMU Dedman School of Law in 2006. During her time at SMU, she was an articles editor for the International Review, a member of Phi Delta Phi legal honor society, graduated on the Dean's List, and was declared Best-In-Group Advocate in the 2004 Jackson Walker Moot Court Competition. During her time at SMU, Megan worked in the Dallas office of Winstead PC where she prepared documents for residential closings. Megan is a native Texan who enjoys spending time with her husband, Chris, and their two young boys.
Liza started working with Mr. Cook in 1996 after a 15-year career as an occupational therapist. It was quite a change. However, she brought many skills to the firm, designing and implementing systems to free up attorney time allowing the firm to increase the number of closings it could handle simultaneously. She oversees communication, scheduling, data storage, and submission of loan packages for SBA review and funding approval. She brings a friendly helpfulness to all she works with. Many borrowers call her years after their closing for assistance because they remember her willingness to help them.
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